VIVA Finance Secures $150 Million Credit Facility

VIVA Finance, an Atlanta-based financial technology company providing payroll-linked consumer credit solutions, has secured a $150 million credit facility. This new capital infusion is intended to accelerate the company's lending operations and expand the reach of its fair financial products to underserved consumers.

Investors

This credit facility was provided by Viola Credit, a global alternative asset manager with expertise in technology-enabled lending.

VIVA Finance Use of Funds

VIVA Finance plans to use the capital to scale its core lending operations and expand the market footprint of its payroll-linked repayment infrastructure, enabling the company to offer more personal loans to everyday consumers.

About VIVA Finance

Founded with a mission to expand access to fair and transparent credit, VIVA Finance offers an innovative platform that integrates with employee payroll systems. This infrastructure allows the company to provide personal loans with lower interest rates compared to traditional credit alternatives, helping consumers achieve financial stability.

Funding Details

Company Website: https://viva-finance.com

Company: VIVA Finance
Raised: $150M
Round: Debt Financing
Funding Date: October 20, 2026
Lead Investor: Viola Credit
Company Website: www.viva-finance.com
Software Category: Financial Technology
Source: https://www.businesswire.com/news/home/20261020387458/en/VIVA-Finance-Secures-%24150-Million-Credit-Facility-with-Viola-Credit-to-Accelerate-Growth-and-Expand-Access-to-Fair-Financial-Products