Spinwheel, an Oakland, CA-based real-time consumer credit data and payments company powered by agentic AI, has received a strategic investment from Citi Ventures.
Investors
Citi Ventures is the corporate venture capital arm of Citigroup. Founded in 2008 and based in San Francisco, the firm also has offices in major financial and technology hubs, including New York, London, and Singapore. Citi Ventures invests across stages from seed rounds to Series F and beyond in FinTech, AI & Data, cybersecurity, digital assets, and other technology companies.
Spinwheel Use of Funds
The investment will support go-to-market growth, expansion of Spinwheel’s agentic AI platform, and the development of new datasets and product offerings.
About Spinwheel
Spinwheel is an agentic AI-powered platform delivering real-time, verified credit data and payments infrastructure. The company partners with lenders, marketplaces, personal financial management platforms, and other leading financial institutions to provide verified consumer credit data and facilitate payments within clients' existing workflows and operations via APIs. Its proprietary credential-less technology requires only a phone number and date of birth, enabling seamless access to consumer credit profiles. Spinwheel supports over 15 million users and 165 million connected credit and liability accounts, facilitating over $1.5 trillion in consumer debt across its network.
Funding Details
Company: Spinwheel
Raised: Undisclosed
Round: Strategic Investment
Funding Date: September 2025
Investor: Citi Ventures
Company Website: https://spinwheel.io/
Software Category: Credit Data & Payments / Fintech AI
Source: https://www.businesswire.com/news/home/20250904612879/en/