Rekord, a Dublin, Ireland-based AI-native platform for credit decisioning, has raised $2.1 million in pre-seed funding.
Investors
The round was led by Point Nine Capital, with participation from Octopus Ventures, Hello World, Baseline, and several angel investors, including Eugene Danilkis, co-founder of Mambu.
Point Nine Capital is a Berlin-based early-stage venture capital firm that focuses on investments in B2B SaaS (Software as a Service) companies and online marketplaces. The firm primarily invests at the seed stage, with initial investments typically ranging from €500,000 to €5 million. Founded in 2008, it has invested in more than 160 startups across over 30 countries.
Rekord Use of Funds
The company will use the funds to onboard design partners, expand across the EU and UK, grow its team, and launch pilot programs with financial institutions.
About Rekord
Founded in 2024 by Christopher Lynch and Mark Noone, Rekord is building an AI-native, API-first orchestration platform that unifies core banking systems, credit bureaus, and open-banking providers. By automating fragmented and manual tasks, Rekord helps lenders design and deploy explainable credit decision flows across mortgages, SME loans, and consumer credit.
Funding Details
Company: Rekord Software Limited
Raised: $2.1M
Round: Pre-Seed
Funding Date: September 2025
Lead Investor: Point Nine Capital
Additional Investors: Octopus Ventures, Hello World, Baseline, Eugene Danilkis (angel), others
Company Website: https://www.rekordsoftware.com/
Software Category: Fintech / AI for Credit Decisioning
Source: https://tech.eu/2025/09/22/rekord-raises-2-1m-to-power-the-future-of-credit-decisioning/