Murphy, a Barcelona, Spain-based AI-powered debt collection software, has emerged from stealth with €12.8 million in combined pre-seed and seed funding.
Investors
The round was led by Northzone, with participation from ElevenLabs, Lakestar, Seedcamp, and Enzo Ventures.
Northzone is a European venture capital firm founded in 1996, with offices in London, Stockholm, Oslo, and New York. Managing over €1 billion in assets, it invests from seed to growth across sectors including fintech, SaaS, healthtech, Web3, AI, and more.
Murphy Use of Funds
The company will use the funds to scale product development, expand its technical and go-to-market teams, and support rapid expansion across Europe and the U.S.
About Murphy
Founded in 2024 by Borja Sole and Marc Sanchez, Murphy is an AI-powered debt collection platform that uses autonomous, multilingual AI agents to engage with debtors. By combining state-of-the-art AI voice agents, omnichannel outreach, and behavioral personalization, Murphy aims to unlock significant value for Debt Collection Agencies (DCAs) and enterprises struggling with non-performing loans. Headquartered in Barcelona, Spain, Murphy is already deployed by financial institutions, telcos, and utilities. The platform supports 24/7 communication in more than 30 languages.
Funding Details
Company: Murphy
Raised: €12.8M
Round: Pre-Seed and Seed
Funding Date: July 2025
Lead Investor: Northzone
Additional Investors: ElevenLabs, Lakestar, Seedcamp, Enzo Ventures
Company Website: https://getmurphy.ai/
Software Category: AI for Debt Collection / AI Voice Agents / Fintech SaaS
Source: https://www.eu-startups.com/2025/07/barcelona-based-murphy-raises-e12-8-million-to-fix-the-broken-industry-of-debt-servicing-with-ai/