Lunos AI, a New York-based fintech startup focused on automating accounts receivable through AI agents, has secured a $5 million pre-seed funding round.
Investors
The round was co-led by General Catalyst and Cherry Ventures, with participation from angel investors including executives from Eli Lilly, Trustly, Deliveroo, Typeform, and GoCardless.
General Catalyst is a global investment and transformation firm that partners with the world’s most ambitious entrepreneurs to drive resilience and applied AI. It supports founders with long-term vision who challenge the status quo, partnering with them from seed to growth stage and beyond. With offices in San Francisco, New York City, Boston, Berlin, Bangalore, and London, General Catalyst has backed the growth of more than 800 businesses.
Cherry Ventures is a Berlin-based early-stage venture capital firm founded in 2012. The firm focuses on backing ambitious European founders at the seed stage, often serving as their first institutional investor. With offices in Berlin, London, and Stockholm, Cherry Ventures invests across sectors including climate tech, consumer products, fintech, health tech, industrials, interactive entertainment, lifestyle, mobility, and SaaS.
Lunos AI Use of Funds
The company will use the funds to expand its team and enhance the capabilities of its AI agents by adding reconciliation, payment orchestration, and end-to-end cash flow optimization. Lunos is also developing embedded AI agents for direct integration into accounting, invoicing, and CRM platforms.
About Lunos AI
Founded by Duncan Barrigan, Lunos AI is a fintech startup on a mission to tame the "Wild West" of accounts receivable. By combining AI-driven communication analysis with smart payment structuring, Lunos helps businesses reduce friction, improve cash flow, and save valuable time. The company’s AI worker automates communication and negotiation processes around invoices, interacting through tools like Slack and email, and connecting with financial systems such as QuickBooks and NetSuite.
Funding Details
Company: Lunos, Inc.
Raised: $5.0M
Round: Pre-Seed
Funding Date: September 2025
Lead Investors: General Catalyst, Cherry Ventures
Additional Investors: Angel investors
Company Website: https://www.lunos.ai/
Software Category: Fintech / AI for Accounts Receivable
Source: https://www.prnewswire.com/news-releases/lunos-ai-is-on-a-mission-to-tame-the-wild-west-of-accounts-receivable-302569847.html