Kaaj, a San Francisco, CA–based agentic AI credit intelligence platform for small businesses, has raised $3.8 million in Seed funding.
Investors
The round was led by Kindred Ventures, with participation from Better Tomorrow Ventures and other investors.
Kindred Ventures is a San Francisco–based venture capital firm founded in 2014 that specializes in pre-seed and seed-stage investments in technology-driven startups. The firm invests in companies across diverse sectors, including AI, blockchain/crypto, fintech, climate tech, and consumer products, and has backed more than 100 companies.
Kaaj Use of Funds
The company will use the funds to accelerate product development and expand its reach across the U.S. small-business lending and equipment finance markets.
About Kaaj
Kaaj is an agentic AI credit intelligence platform designed to simplify and scale small-business lending. Its platform automates the end-to-end credit analysis process, spanning business verification, cash flow analysis, financial review, and risk assessment. It integrates seamlessly with existing loan origination systems. Founded in 2024, Kaaj’s mission is to expand access to affordable capital for all small businesses. The platform has already processed over $5 billion in loan applications and serves a customer base of lenders and brokers, including Amur Equipment Finance, Quality Equipment Finance, and Fundr.
Funding Details
Company: Kaaj Technologies Inc.
Raised: $3.8M
Round: Seed
Funding Date: November 2025
Lead Investor: Kindred Ventures
Additional Investors: Better Tomorrow Ventures and other unnamed investors
Company Website: https://kaaj.ai/
Software Category: Agentic AI Underwriting / Fintech / Credit Intelligence
Source: https://www.businesswire.com/news/home/20251119390392/en/