Crediflow AI Raises £1.5M Seed

Crediflow AI, based in Manchester, UK, is a fintech company providing an AI-driven platform that automates commercial loan underwriting and credit analysis. The company has secured £1.5 million in a Seed funding round to accelerate platform development and expand its engineering and product teams.

Investors

The round was led by NPIF II – PXN Equity Finance, which is managed by PXN Ventures as part of the Northern Powerhouse Investment Fund II (NPIF II), with investment also coming from Haatch and angel investors.

Crediflow AI Use of Funds

The company plans to use the capital to accelerate the development of its automated credit platform, support new engineering and product hires, and expand its services to additional banks and specialist lenders. The funds will also support the extension of automation across the entire loan lifecycle, including origination, underwriting, and monitoring.

About Crediflow AI

Founded in 2024 by CEO Drey Kenfack, Crediflow AI provides a specialized platform that helps credit teams aggregate data from spreadsheets, PDFs, and emails to generate structured credit analysis. By automating financial spreading and loan memo drafting, the platform reduces the time required for loan assessment, allowing lenders to increase deal capacity while maintaining risk management.

Funding Details

Company Website: https://crediflow.ai

Company: Crediflow AI
Raised: £1.5M
Round: Seed
Funding Date: November 2026
Lead Investor: NPIF II – PXN Equity Finance
Additional Investors: Haatch, Angel investors
Company Website: www.crediflow.ai
Software Category: Fintech
Source: https://www.uktechnews.info/2026/11/04/generative-technology-t-a-creditflow-secures-1-5-million-seed-investment-led-by-pxn-ventures-with-haatch-and-angel-investors/