Defacto Raises €15 Million in Funding

by Kay Aloha Villamor June 14th, 2022

Defacto, a Paris, France-based API-first B2B lending platform, raised €15 million in funding.

The round was led by Northzone with participation from Headline, Global Founders Capital, and business angels Thibaud Elzière (founder of eFounders), Rodolphe Ardant (founder and CEO of Spendesk), Didier Valet (former Deputy Chief Executive Officer).

The company intends to use the funds to expand its activities in Spain, the Netherlands, Belgium, and Germany.

Company: John Renk

Raised: €15.0M


Funding Month: June 2022

Lead Investors: Northzone

Additional Investors: Global Founders Capital, Thibaud Elzière, Rodolphe Ardant, Didier Valet

Company Website:

Software Category: B2B lending platform

About the Company: Founded in June 2021 by Jordane Giuly, the former co-founder of Spendesk (the expenditure management platform recently valued at more than 1.5 billion euros), Morgan O’hana, and Marc-Henri Gires, Defacto provides transparent and instant financing to small and medium-sized enterprises (SMEs). This solution, which uses an API, integrates directly with marketplace tools, e-commerce platforms, and others.

Since its launch in France, Defacto has developed partnerships with more than 15 major B2B marketplaces, FinTechs, and e-commerce companies. The company has granted more than €30 million in short-term financing to SMEs through partners.


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